**Long Term Care Insurance **Being offered to All PYLUSD Employee’s as a Voluntary Benefit.

PYLUSD is pleased to announce a new voluntary benefit – Long Term Care Insurance

What is long term care?

Long Term Care is ongoing personal assistance for an individual who, as the result of an accident, illness or age, needs help performing daily activities (things like bathing or dressing) or maintaining their health.

Long Term Care isn’t just for the elderly. About 40% of care recipients are people under the age of 65 who have suffered an accident or illness.

1. Long Term Care can be very expensive; the average cost for a private room in a skilled nursing facility is over $76,320 per year.

2. However, there are several options available to us should we need care. Many of us will choose to receive our care at home or in an assisted living facility should we need care in the future.

PYLUSD is offering a voluntary Long Term Care plan to help pay for the costs associated with receiving this type of care. In October, you will have the opportunity to attend a live session to learn more about this new benefit and enroll for coverage. If you work more than 20 hours per week this is your one and only opportunity to enroll in coverage with guaranteed issue (no health questions up to certain limits). Additional details will be sent to you in the coming weeks.

1 Guide to Long Term Care Insurance, America’s Health Insurance Plans, July 2004.
2 MetLife Mature Market Institute, “The MetLife Market Survey of Nursing Home & Assisted Living Costs.” October 2008.

*****As an added benefit to our Member’s the Insurance company’s representative will be a guest at our October Chapter meeting, October 10, at 5:15 pm at the ESC.*****